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Saving Money in Times of Recession
By Steve Merillat

Winter is almost over and it is officially springtime in a few days. I for one cant wait! I hope everyone has weathered the storm so to speak with the way the economy has been. I know we are staying closer to home this year as far as taking any vacations. We will make a few long weekenders instead of one big vacation. And we will be spending more time in our pool, because it is closer and more economical than driving to the shore. Whatever plans you are making this year, I hope that you have a great swimming pool season.

Now we are looking for all the sales and bargains that we can. We have started coupon clipping once again. We are getting the Sunday Paper again, for all the weekly sales and going online to all the coupon websites to see if any of the manufactures are offering any discounts. We know this is only a temporary situation, as we all know the economy will recover.

Here are some tips that can save you some money. Things that we buy or service’s that we use each and every day.

1. Buy online to save money. Internet Stores are very competitive, and consumers are the ones that save. Amazon is a great website that comes to mind.
2. Purchase Generic medicines instead of name brand. You will save a ton of money.
3. Keep your car tires properly inflated. Under inflated tires only use more fuel and their useful life is reduced because of increased tire wear.
4. And when it is time to buy new tires, purchase them from a Costco, Sam’s Club, or any Wholesale Club that carries them. Much less expensive than dealer or even tire chain.
5. If your employer offers flexible spending accounts, take advantage of them. This allows you to pay certain dental, medical and childcare expenses using pre-tax dollars.
6. Pass on any extended warranties on lower dollar items. That type of insurance is not needed to insure small purchases.
7. Take a look at your Cable bill and eliminate some of your services. Do most of us watch all 500 channels?
8. Take advantage of 0% credit cards. You can save thousands by using zero-balance transfer credit cards. Look for what they might charge you for balance transfer fees though.
9. Do not pay checking account fees. Many banks offer fee checking, and if yours does not, ask. If they refuse, tell them you will take your business elsewhere. This worked for me.
10. Read magazines online or go to your local library to view. I did this and saved a bundle.
11. When it is time to buy a computer or electronic device, buy a factory-refurbished unit. They offer the same warranties as new, and can cost hundreds less
12. Consider VIOP telephones. We have ours through our local cable service and it is one low cost per month. No additional fees or taxes are added on.
13. Close any unused heating/cooling room vents in your house. There is no need to heat or cool any unused spaces.
14. Bring your lunch into work. It is much less expensive than eating out every day, and you can control what you eat and be healthier.
15. Replace your incandescent bulbs with compact fluorescents. They use 1/3 of the energy and can last up to 7 years. I am in the process of replacing a few each month to help absorb the cost easier.

I’m sure this list can become endless, but this gives you a few ideas where you can save some money on things that we do each and every day.

Steve Merillat has been in the Swimming Pool and Spa industry for 35 years. He started early on working for various Swimming Pool, Spa and supply companies before ventured out in his own business. He pioneered many processes with the installation of Swimming Pools & Spas that are used as industry standards today. He regularly holds seminars and classes on how to properly maintain your Swimming Pool and Spa. For more information on saving money visit 1800Poolsblog.com

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Mophie Juice Packs!

Hey I just found some great little cases for the iphone that double as additional batteries! If that’s not a great idea, then I don’t know what is.  They’re called Mophie Juice Packs, and they add juice without adding too much bulk. Most of the extra batteries for cell phones and iPods are little boxes you have to connect to the bottom of your device, which undoes the point of having a small, sleek, cute gadget.  Who wants to to make their iPod twice the size just for a little more battery-life?

If you’re interested in seeing more or getting one, check out this site: BuyMophie.com

You’ll find cool discusions, videos, and reviews there, and you can even buy the Mophie Juice Pack there as well.

Some of my favorite things about this case, besides the small-profile, are the fact that you can still plug in your iPhone with the case on, and there’s a build in LED battery meter so can see how much juice you have left!

Until next time, happy deal-hunting!

-Michelle